This privacy policy disclosure applies to clients of A.R.P.S., L.L.C. (ARPS) As a client of ARPS, we respect your desire for privacy in your financial and business affairs. This privacy notice is intended to comply with regulations contained within the Gramm-Leach-Bliley Act, and explains how we may use information about you, while at the same time protecting your privacy.

What information do we collect?

We collect nonpublic personal information about you from the following sources:

What information do we disclose?

We disclose nonpublic personal information about you to Certified Public Accountants, Brokers, Attorneys, clearing houses, mutual fund companies and insurance companies only when you direct us to communicate with such companies on your behalf. In these situations, we disclose only the information that is necessary to complete the transaction or to service your accounts with such persons or companies.

We may also disclose nonpublic personal information that we collect about you to a non-affiliated third party if required by law, or if we ever engage in a merger or sale of our business, and the disclosure is necessary to complete such a transaction.

What do we do to protect your nonpublic personal information?

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide services to you.

What do we do with nonpublic personal information if you cease to be a client?

If you are no longer a client of ARPS, we will not disclose nonpublic personal information about you to anyone, except under your direction.